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Interview

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…disabled is

no work for 12

months, 12

more in the

  future or

results in

   death

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Q. Why did you go out of your way to try and make the book easy to read?

A. For one thing, as you well know, Social Security involves a lot of words unfamiliar to the average person. Then there’s the language of its complex rules and regulations. They still present a challenge. But, every effort is made in the book for all, as much as possible, to be on a newspaper reading level–even in larger print.

Q. What about disability?

A. Social Security touches 185 million people. Each year, some 60 million place 75 million telephone calls; almost 24 million walk-in; some 50 million receive benefits; about 10 million get them for disability. And 3 million file for disability. But sadly, as many as 69% in certain states across the nation might get rejected.

Q. What’s going on or is it why?

A. Either... that’s still a great question. First of all, let me say “disabled” in the eyes of Social Security means an inability to do any substantial work for the past 12 months, as well as 12 months into the future. And, the disability must be such that it could possibly result in death.

Q. Why is Social Security so stringent?

A. For one thing, it’s not short term, but for really severe cases, which could last years and years and years. The government makes sure money only goes to those who deserve it– and not give away the store.

A. Yes...things like anxiety, depression, mental retardation, organic brain damage–and such.

A. A person has to have enough payroll tax credits in the system so as to get something out. It’s like retirement, and the intergenerational aspect under Social Security. Money put in by young workers fund retirement for older workers. Investing it on Wall Street called privatization would mean their mothers, fathers, and grandparents lose out and their adult children then have to dig in their pockets to make up the difference. That sucks!

Q. Does that include mental impairment?

A. Alright, yes. Both. But not alone. It must be in combination with some other impairment, say, mental illness, diabetes, hypertension, heart condition, or something else.

The Mental Aspects

Q. What about alcoholism and drug addiction?

Q. Now this matter of work credits under SSDI, how do they fit in for Social Security?

Q. What determines whether a person is truly disabled?

A. Medical evidence. Proof. A doctor, hospital, clinic, or other facility must find the person has a severe medical impairment based upon a list compiled by Social Security.